Who Needs Life Insurance?

Who Needs Life Insurance?

It’s a common question — “Do I really need life insurance?”
The truth is, if anyone depends on you, if you have bills to pay, or if you simply want to protect the people you love… the answer is yes.

But this isn’t just something I say — it’s something I’ve lived.

Life Doesn’t Warn You — It Just Happens

When my grandfather passed away, he left me as a beneficiary to his accounts. Instead of getting one lump sum pay out I chose to pay out over an amount of time. Little did I know four years later I would be in the middle of one of the hardest seasons of my life. I had just gone through a divorce and suddenly found myself a single mom, trying to hold everything together with a mortgage, a car loan, and bills piling up fast.

The life insurance policy my grandfather had in place changed everything. Because of him, I was able to keep my home, keep my car, and keep my children stable — when I felt like I was barely staying afloat. That policy gave me the time and space I needed to get back on my feet.

It didn’t just help me financially — it gave me hope.

Life Insurance Isn’t for You — It’s for Them

You don’t have to be “old,” wealthy, or have a big family to need life insurance. You just need people who would feel the loss — emotionally and financially — if something happened to you.

If any of these apply to you, life insurance is a smart, loving step to take:

  • You have kids or dependents

  • You’re married or in a committed relationship

  • You own a home, car, or have debts

  • You want to leave a legacy or help with final expenses

  • You’ve seen, like I have, how hard life can hit without warning

Let’s Make Sure You’re Covered

I help families — just like mine — find coverage they can actually afford and understand. There’s no pressure, no confusing fine print. Just real conversations, flexible appointments, and guidance from someone who’s been in your shoes.

If you’re not sure what kind of plan you need — or even where to start — I’m here to walk you through it, step by step.

Protect what matters. Provide peace of mind.


📲 Message me today or book your free consultation — your future self (and your family) will thank you.

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5 True or False Facts About Life Insurance

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Myth Busting: “Life Insurance Is Too Expensive”