Myth Busting: “Life Insurance Is Too Expensive”

When it comes to life insurance, one of the most common reasons people hesitate is cost. I hear it all the time: “I’d love to get coverage, but I just can’t afford it right now.”
But here’s the truth: most people overestimate the cost of life insurance by 2 to 3 times. And many are surprised to learn that quality protection may cost less than a coffee a day.

Real Coverage. Real Budgets.

Life insurance isn’t just for the wealthy or older generations. Whether you're a young parent, working professional, or military family trying to budget wisely, there are affordable options designed to fit your unique situation. With term policies and customizable coverage amounts, we can work together to build a plan that protects your family without stretching your wallet.

You don’t need a perfect income or a perfect life—you just need a plan that’s realistic and flexible.

Let’s Talk Numbers

Here’s an example: A healthy 30-year-old could get a $250,000 term life policy for as little as $20–30 per month. That’s less than most streaming subscriptions. And yet, the impact of that coverage? Life-changing. It means your loved ones wouldn’t be left scrambling financially if the unexpected happened.

Of course, rates vary depending on your age, health, and policy type—but the point is: affordable protection is possible. And the peace of mind it brings? Priceless.

You Deserve Peace of Mind—Not Price Anxiety

My goal isn’t to push a policy—it’s to help you understand your options and feel confident in your decisions. I offer free, no-obligation consultations where we talk through your needs and find a plan that truly works for you.

So if you’ve been putting it off because you’re worried it’s out of reach—let’s chat. You might be surprised just how affordable protecting your family can be.