Privacy, Licensing & Legal Disclaimers

Last updated: November 2026

About AM LIFE

AM LIFE is an independent insurance agency based in Cobb County, Georgia. We specialize in helping individuals, families, and seniors find the right Medicare, ACA/Marketplace, and Life Insurance coverage options.

Our mission is to provide clear, honest, and personalized guidance — so you can make confident choices about your health and financial protection.

Licensing Information

Victoria Murphy is a licensed insurance agent in the states of Alabama, Colorado, Florida, Georgia, Iowa, Illinois, Indiana, Kansas, Kentucky, Massachusetts, Michigan, Nebraska, New Jersey, Ohio, South Carolina, Texas, Virginia, West Virginia .

  • Agency Name: Abstract Moose LLC

  • Doing Business As: AM Life

  • Agent: Anne Victoria Murphy

  • Georgia Insurance License #: 3815713 other states available upon request

  • Business Location: Marietta, GA and Kennesaw, GA (serving Cobb County and surrounding areas)

  • Email: victoriamurphy@am.life

  • Phone: 770-830-6093

AM LIFE is an independent insurance agency. This means we represent multiple insurance carriers and can help clients compare a range of plans and options. We do not work for any one insurance company — we work for you.

Medicare Disclaimer

We are not connected with or endorsed by the U.S. government or the federal Medicare program.

Our goal is to help you understand and compare your options, including Medicare Advantage (Part C), Medicare Supplement (Medigap), and Prescription Drug Plans (Part D).

Enrollment in any plan depends on contract renewal with Medicare. Plan availability, premiums, benefits, and copays may vary by county and plan.

There is no cost or obligation to meet with an agent or to receive plan information.

ACA / Marketplace Disclaimer

AM LIFE and Victoria Murphy are authorized to assist with Affordable Care Act (ACA) Marketplace plans through the federal HealthCare.gov platform.

We can help determine eligibility for Marketplace coverage, premium tax credits, and cost-sharing reductions based on your household and income.

All Marketplace enrollments are conducted through the official federal Marketplace or its authorized partner systems.

We do not make eligibility determinations or provide legal or tax advice. For specific questions about subsidies, tax credits, or household income calculations, please consult a tax professional.

Life Insurance Disclosure

For life insurance products, AM LIFE offers Term Life, Whole Life, and Final Expense coverage options through multiple carriers.

All policies are subject to carrier underwriting and approval.

Rates, terms, and coverage options may vary based on age, health, and carrier guidelines.

Quotes provided are for informational purposes only and are not a guarantee of coverage.

Compensation Disclosure

AM LIFE and its agents do not charge clients a fee for insurance services or consultations.

We are compensated by the insurance companies we represent when a client enrolls in a policy. This does not affect your premium — you pay the same rate as if you went directly to the carrier.

Privacy Policy

Your privacy is important to us. AM LIFE collects limited personal information — such as your name, email, phone number, date of birth, or address — only when you voluntarily provide it through forms on our website, email, or during consultations.

We use this information to:

  • Provide accurate insurance quotes and recommendations

  • Respond to your inquiries

  • Complete applications or enrollments with your permission

  • Send you updates, reminders, or educational materials (if you opt in)

We do not sell, rent, or trade your personal information to any third parties.

We may share information only with authorized insurance carriers or government agencies (such as CMS or HealthCare.gov) as needed to complete an application or enrollment — and always in compliance with federal and state privacy laws.

You may request to update or delete your personal information at any time by contacting:

📧 victoriamurphy@am.life or ☎️ 770-830-6093

Website & Cookie Notice

Our website may use basic cookies or analytics tools to improve your browsing experience and understand how visitors use our site.

These tools do not collect personally identifiable information unless you voluntarily provide it through a form.

You can disable cookies through your browser settings at any time.

Legal Disclaimer

All content on this website is provided for educational and informational purposes only.

It should not be considered legal, tax, or financial advice.

Insurance product availability, benefits, and costs vary by carrier and location.

Please verify all details with a licensed insurance professional before making any coverage decisions.

Accessibility

AM LIFE is committed to ensuring digital accessibility for all clients.

If you experience any issues using our website or need assistance accessing information, please contact us directly for support.

Contact Information

AM LIFE

Victoria Murphy – Licensed Agent

📍 Based in Marietta, Georgia and Kennesaw, Georgia

📞 770-830-6093

📧 victoriamurphy@am.life

🌐 www.am.life