Frequently Asked Questions

  • Life insurance provides financial protection for your loved ones if something happens to you. You pay a monthly or annual premium, and in return, your beneficiaries receive a tax-free payout (called a death benefit) that can help cover funeral expenses, pay off debt, or support your family’s living expenses.

  • Term life insurance provides coverage for a set period (like 4, 10, 20, or 30 years) and is generally more affordable. Whole life insurance covers you for your entire life and builds cash value over time. Each has its benefits — I’ll help you find what fits your goals and budget.

  • Supplemental health insurance is extra coverage that pays you directly if you face specific medical events like cancer, accidents, or hospital stays. It’s designed to help with out-of-pocket costs, lost income, and everyday expenses when life gets interrupted.

  • In many cases, yes. Some policies require medical questions and/or exams, while others offer simplified or guaranteed options. Let’s talk through your situation and find what works best for you.

  • Yes! As a veteran myself, I understand the unique needs of military households. I offer flexible scheduling and plans that work around deployments, relocations, and military benefits.

  • If you own your policy (which I recommend), your coverage goes with you — no matter where life takes you. Employer-based coverage usually ends when you leave your job.

  • Absolutely. I offer Zoom and phone appointments, and I’m available evenings and weekends. I also travel within a 3-hour radius in Georgia for in-person meetings.

  • Yes! A quick review can help ensure your current coverage still meets your goals and life situation. No cost, no obligation.

  • I combine real-life experience with a no-pressure, people-first approach. As a veteran, mother, and someone who’s personally benefited from life insurance, I understand the value of protection — and I make the process as comfortable and convenient as possible.

  • Not always. Some policies do require a quick medical exam, but there are many options that don’t — especially if you’re relatively healthy. I can help you compare both types.

  • Most people are surprised at how affordable it can be. Plans can start as low as a few dollars, especially if you’re young and in good health. We’ll look at what fits your budget and needs.

  • It depends on your income, family size, debt, and future goals. A quick consultation can help calculate the right amount of coverage to protect your loved ones.

  • Absolutely. I’ve been there myself — and I specialize in helping families find practical, affordable solutions that offer real peace of mind.

  • Nope! Consultations are always free and come with no pressure. I’m available for Zoom or Phone calls and I’m here to educate and support you so you can make informed decisions.

  • Most families benefit from whole life and term insurance for affordability and supplemental health insurance for extra protection. I’ll help you build a plan that grows with your family.

  • Most updates can be done quickly with a form from your insurance carrier. I’m happy to walk you through the process and make sure everything is in place.

  • I’m based in the North East Metro Atlanta area, and I serve clients across Georgia — in person and remotely. I travel up to 3 hours for local appointments and offer flexible virtual options.