Terms of Use

Educational information

Website content is general educational information and is not a policy, quote, contract, legal opinion, tax advice, or guarantee of eligibility, enrollment, benefits, pricing, provider participation, prescription coverage, or claim payment. Insurance contracts and official government or carrier documents control.

No coverage created

Using this website, sending a message, completing a consent form, or scheduling an appointment does not bind coverage or create an insurance contract. Coverage becomes effective only when all applicable requirements are satisfied and the carrier or authorized program confirms coverage.

Availability

Products, carriers, benefits, rates, networks, appointments, and broker availability vary by state, county, eligibility, underwriting, enrollment period, carrier authorization, and other factors. AM LIFE does not represent every carrier or every plan in every market.

No separate guidance fee

AM LIFE does not charge the people we serve a separate fee for consultations, education, plan comparisons, enrollment assistance, or ongoing brokerage support. Insurance policies may have carrier-established premiums and other costs. AM LIFE may receive compensation from a carrier when coverage is placed or serviced.

Third-party services

The site may link to Microsoft Bookings, government websites, carriers, regulators, and other third-party services. AM LIFE does not control their availability, security, content, or privacy practices. Review their terms before providing information.

Permitted use

You may use the site for personal or legitimate business information. You may not attempt unauthorized access, interfere with site operation, introduce malicious code, submit fraudulent information, impersonate another person, or misuse site content.

Intellectual property

AM LIFE branding, original text, layout, graphics, and other original materials are owned by Abstract Moose LLC or used with permission. Government and third-party materials remain the property of their respective owners.

Limitation

To the extent permitted by law, the site is provided without warranties concerning uninterrupted availability, completeness, or fitness for a particular purpose. Nothing in these terms limits rights or responsibilities that cannot legally be limited.

Contact

Questions may be sent to support@am.life or AM LIFE / Abstract Moose LLC, 5205 Stilesboro Rd NW, Kennesaw, GA 30152.